Valuation tells you what you are paying. It does not tell you what happens tomorrow.
When the price of money changes, everything else gets repriced.
In a K-shaped economy, playing it safe can be the riskiest decision.
A good decision can lose money. A stupid decision can make money.
The goal is to survive being wrong.
The most dangerous beliefs are the ones nobody remembers choosing.
Taking profits is part of the plan. So is waiting for the next opportunity.
When life gets busy, your plan needs fewer decisions.
The 50 percent savings rule is not lifestyle advice. It is the math of freedom.